Could you be owed an average £829.00* for each vehicle you've financed?

If you've had a car, motorbike or van on finance, we'll help you find all of your agreements and check each one for compensation

  • An average £829.00* per agreement
  • More agreements = More potential compensation
12.1 million agreements eligible*
Agreements from 2007 onwards*
Check if your agreements qualify
Average £829.00 per agreement*

Could you be owed money?

You might have a claim if your car finance agreement included any of these. If you took out PCP or HP finance between 2007 — 2024, you could be owed compensation

Discretionary commission arrangements (DCAs)

Dealers were allowed to set their own commission rates, meaning they could secretly increase your interest rate to earn more — without you ever knowing

Unfairly high commission paid by finance providers

Some finance providers paid excessive commissions to dealers that were disproportionate to the loan amount, inflating the overall cost of your agreement

Contractually tied arrangements

Dealers claimed to search the market for the best deal, but were contractually tied to a single lender — meaning you may not have received the most competitive rate

Does any of the below apply to you?

  • The lender did not tell you about sales commissions
  • The lender told you about commissions, but not how it works
  • You paid a high interest rate on the finance agreement
  • You bought your car in the last 17 years

If so, you could be owed compensation. Click below to start your check

What type of vehicle did you finance?

Select all that apply to you — you can claim for each finance agreement separately

Car
Van
Motorbike

The lenders we deal with

A

  • Abarth Financial Services
  • Abarth i-Deal
  • ALD Automotive
  • Aldermore Bank
  • Aldermore Bank Asset Finance
  • Alfa Romeo Financial Services
  • Alphera Financial Services
  • Audi Finance
  • Advantage Finance
  • Autolend

B

  • Barclays Partner Finance
  • Bentley
  • Black Horse
  • Blue Motor Finance
  • BMW Finance
  • BMW Leasing
  • Bank of Scotland
  • Burnley Savings and Loans

C

  • CA Auto Finance
  • Chrysler Financial Services
  • Citroen Finance
  • Close Brothers
  • Clydesdale Finance
  • Creation Consumer Finance
  • Creation Financial Services
  • Cupra

D

  • DS Automobiles Finance
  • Ducati

E

  • Erwin Hymer Group Finance

F

  • FCA Automotive Services UK
  • FCE Bank Finance
  • Fiat Financial Services
  • FirstRand Bank
  • Ford Credit
  • Family Finance
  • First Response Finance

G

  • GE Capital Motor Finance
  • Genesis
  • GMAC

H

  • Honda Finance
  • Hyundai Capital
  • Hyundai Car Finance
  • Halifax

J

  • Jaguar Financial Services
  • Jeep Financial Services

K

  • Kia Finance

L

  • Lancia Financial Services
  • Land Rover Finance
  • Lex Vehicle Finance
  • Lexus Financial Services

M

  • Marsh Finance
  • Mazda
  • Mercedes-Benz Financial Services
  • Moneyway
  • MotoNovo Finance

N

  • NIIB Group Ltd
  • Northridge Finance
  • Nissan Finance
  • Novuna Business Finance
  • Novuna Vehicle Solutions

O

  • Oodle Financial Services Limited

P

  • Paragon Motor Finance
  • Peugeot Finance
  • Porsche
  • PSA Finance UK

R

  • RCI Financial Services
  • Renault Finance

S

  • Santander Consumer Finance
  • SEAT Finance
  • Secure Trust Bank
  • Shogun Finance
  • Skoda Finance
  • Startline Motor Finance
  • Stellantis Financial Services
  • Suzuki Financial Services

T

  • Toyota Financial Services

U

  • UK Citroen

V

  • V12 Vehicle Finance
  • Vauxhall Financial Services
  • Volkswagen Financial Services
  • Volvo Finance

See any of your lenders?

Want to check if you could be owed compensation? Click the button below to begin

Each lender you had a finance agreement with could be worth an average of £829.00*

The figures

The FCA motor finance redress scheme in numbers

£0.00*

Average payout per car finance agreement

£0.0* Billion

Total expected redress for car finance consumers

0.0* Million

Eligible car finance agreements

Motor vehicle finance claims have featured in

How it works

You could be 3 simple steps away from getting your money back

1

Click the button below to begin

2

Complete quick form

It takes just two minutes to fill out a few basic details, and we will identify if you have any vehicle finance agreements

3

Our experts get to work

After you share a few basic details, our skilled legal team will carefully review, prepare and submit your claim for you

4

Payout

Once we secure your potential compensation, we'll make sure the money is quickly transferred to a bank account you choose

Benefits of using our service

Check my claims

Start your claims today. Let us help you check your car finance agreements

Expert help

Our knowledgeable team will support you every step of the way

Could you be owed?

Start your claim today, so as not to delay the receipt of any compensation due to you

Easy process

We will contact your Lender and do the work for you

No upfront fees

You won't pay anything until your case is successful

Quick payouts

Once we secure your compensation, we transfer the money to your bank fast

Who are Ask The Claims Experts?

An SRA-regulated solicitor on your side

Ask The Claims Experts is a trading style of BlueLion Law Limited Ltd, a solicitors firm authorised and regulated by the Solicitors Regulation Authority (SRA No. 815166). We help you find your car finance agreements and check whether you could be owed compensation — all handled by qualified legal professionals who are bound by strict regulatory standards

Questions you may have

How much does this cost? Can I claim back myself?

Our service is provided on a no win, no fee basis. If successful, a maximum success fee of 36% (inclusive of VAT) may apply, based on how much we get back for you - but only after the 14-day cooling-off period has passed. You can cancel, without charge, within the 14-day cooling-off period, after that we may charge for our reasonable costs incurred, which is calculated on an hourly basis subject to a maximum charge

We may charge our fees on a different basis (e.g. on an hourly basis and a success fee) if your case is pursued through litigation, however some of our fees may be recoverable from the defendant if your claim is successful. If we are unsuccessful through litigation, we are not entitled to any fees however, there may be adverse costs which can include the defendants legal costs and disbursements. These can be covered by a specific type of insurance called After the Event Insurance (subject to the terms of the policy), which we would likely recommend you take out if your claim proceeds to litigation, and we can arrange this on your behalf. Ultimately, we would only recommend litigation if we believe you would achieve a better outcome (e.g. a higher settlement) than through the FCA's Consumer Redress Scheme. Please refer to our Terms of Engagement for full details regarding all of our charges

What is the Free Check?

The 'Free Check' means the cost to search your credit file across multiple credit reference bureaus to identify any motor finance agreements you have taken out between 2007 and 2024, which might have been affected by undisclosed commissions. We provide you with details of what motor finance agreements we have found after you complete and submit our form. You can cancel your agreement with us, at no charge, within 14 days of completing our form and we provide you details of how you can do this in our Claim Pack and when we confirm which accounts we have identified

What is mis-sold car finance?

Mis-sold car finance occurs when a lender or financial institution provides misleading information or fails to disclose important details regarding a car finance agreement. This may include inadequate explanations of any commissions paid, interest rates, hidden fees, or the failure to consider the borrower's financial situation

What if I don't have my paperwork?

Don't worry, you are still able to start a claim with us as we are able to request your finance agreements from the dealership and/or the finance provider

How much is the average claim?

The Financial Conduct Authority (FCA) have indicated that under its Consumer Redress Scheme, eligible claims could be an average of £829.00*, per finance agreement

Can I make more than one claim?

You can make one claim, per finance agreement, so if for example you took four cars out on finance, then you could be eligible for four claims

We're authorised and regulated by the Solicitors Regulation Authority

SRA No. 815166

We'll do everything we can to help you claim back what you're owed, and we're regulated by the SRA to ensure we meet the highest standards of service and professionalism

Ready to start your check?